- Safety
Crypto fraud complaint in India: police, exchange and documents, step by step
To file a crypto fraud complaint in India, call 1930, file on cybercrime.gov.in, and contact your bank and exchange. Here is the evidence file to build.
- Our story
Who backs Unocoin? Tim Draper, Barry Silbert, Blume Ventures, and what they bet on
Unocoin is backed by Tim Draper, Barry Silbert and Blume Ventures. The funding story from 2014 to the post-Supreme Court round, and what backing does not mean.
- Basics
Gifting Bitcoin this Diwali: how to do it properly in India
Bitcoin can be a thoughtful Diwali gift if you teach before you give, send it to the receiver's own account, and understand the gift tax rules first.
- Safety
What is cold storage in crypto? Hot wallets, cold wallets and multisig, explained
Cold storage keeps crypto keys offline; hot wallets stay online to process withdrawals. How multisig works, and how to read an exchange's custody claims.
- Basics
Akshaya Tritiya, Dhanteras and digital gold: where Bitcoin fits, and where it does not
Digital gold and Bitcoin are different things with different risks. What digital gold is, what SEBI said about it, and why Bitcoin is not a festival shortcut.
- Basics
Can NRIs buy Bitcoin in India? What the rules allow, and what to check first
No rule clearly bars NRIs from Indian Bitcoin platforms, but the answer turns on the exchange, your bank account and your tax residency. What to check.
- Bitcoin SIP
Bitcoin SIP in India: how a ₹10 Systematic Buying Plan works, from the team that built it
A Bitcoin SIP buys a fixed rupee amount on a schedule. Unocoin's Systematic Buying Plan starts at ₹10, daily, weekly or monthly, with ₹0 SBP fees.
- Tax and TDS
Binance P2P and TDS in India: you still owe the tax, wherever you trade
P2P or offshore, Indian tax still applies: 1% TDS on VDA transfers, with the buyer responsible in a P2P deal, and 30% tax on gains in Schedule VDA.
- How to buy
Bitcoin buying charges in India: what you actually pay on a ₹1,000 buy
On Unocoin, a ₹1,000 instant buy costs ₹5.90 in fee plus GST. The same ₹1,000 through an SBP costs ₹0. Every Bitcoin charge, line by line.
- Law
Is there a crypto bill in India in 2026? Where the law actually stands
No crypto bill has passed in India as of October 2026. Crypto is taxed and covered by anti-money-laundering rules, while a parliamentary panel's study waits.
- Bitcoin SIP
If you had invested in Bitcoin in 2016: how to read the SBP Time Machine honestly
The SBP Time Machine replays a small Bitcoin plan on real rupee prices since 2016. How to use it, what each number means, and what it can't tell you.
- Safety
Never share your OTP, PAN or seed phrase: how crypto customer care scams work in India
Fake crypto customer care numbers ask for your OTP, PAN or seed phrase. Real support never does. Unocoin's official channels, and what to do if you shared.
- Basics
Difference between Bitcoin and cryptocurrency: why we never launched a token
Bitcoin has a fixed supply and no issuer. Most other crypto tokens have a team and a treasury behind them. Why Unocoin has refused to launch one.
- Tax and TDS
Bitcoin SIP tax in India: how small regular buys are taxed when you sell
Buying Bitcoin through a SIP is not taxed. Tax applies when you sell: 30% on the gain plus cess, with 1% TDS on the sale. Each buy has its own cost.
- Tax and TDS
Is moving Bitcoin to your own wallet taxable in India?
Moving Bitcoin to a wallet you own is commonly viewed as not a sale, but there is no specific ruling. Here is what is clear and which records to keep.
- हिंदी
बिटकॉइन SIP क्या है? ₹10 से शुरू होने वाला प्लान, आसान भाषा में
बिटकॉइन SIP में आप तय रकम, तय समय पर बिटकॉइन खरीदते हैं। Unocoin पर इसे SBP कहते हैं, ₹10 से शुरू, ₹0 SBP फ़ीस। पूरा तरीका और जोखिम।
- Tax and TDS
Crypto tax in India 2026: what changed under the Income-tax Act, 2025 on 1 April
The Income-tax Act, 2025 kept crypto tax the same: 30% on gains, 1% TDS, no set-off. TDS moved from section 194S to 393. Reporting got much tighter.
- Basics
What is the Lightning Network? Bitcoin payments for a fraction of a rupee
Lightning is a layer on top of Bitcoin for fast, low-fee transfers. Here is how it differs from on-chain, and what to understand before you use it in India.
- Law
Is crypto property in India? The Madras High Court ruling, explained
In October 2025 the Madras High Court held crypto is property that can be held in trust, though not currency. What that means for users, and what it does not.
- How to buy
Can you buy Bitcoin with UPI in India? The honest answer, and why IMPS and NEFT still matter
Unocoin supports IMPS and NEFT, not UPI. Here is why UPI and crypto have been uneasy since NPCI's April 2022 statement, and how to add rupees safely.
- Tax and TDS
Crypto par 1% TDS kya hai? Hinglish mein poori jaankari
Crypto par 1% TDS sale value par katta hai, profit par nahi. Yeh extra tax nahi hai: 26AS mein dikhta hai aur ITR mein claim hota hai.
- Tax and TDS
ITR for crypto income: which form, which head, and the mistakes that trigger notices
Crypto income goes in Schedule VDA of ITR-2 or ITR-3, never ITR-1. Which form and head to use, how to match your AIS, and what to do if you filed wrong.
- How to buy
How to buy Bitcoin on Unocoin, step by step
Sign up with a +91 number, finish KYC in the app, add rupees by IMPS or NEFT, then buy instantly or start an SBP from ₹10. The full walkthrough.
- Tax and TDS
Airdrops, staking and mining: how they are taxed in India
Staking rewards and airdrops are commonly taxed as income when received, then at 30% when sold. Mined coins have zero cost. Confirm with a CA.
- Bitcoin SIP
Rupee cost averaging: what it means, with a Bitcoin example
Rupee cost averaging means buying a fixed rupee amount on a schedule, so you get more when prices are low. A worked Bitcoin example, and what it can't do.
- Safety
India's first Bitcoin exchange: the Unocoin story, from a Bangalore meetup to the Supreme Court
Unocoin, India's first Bitcoin platform, began in Bangalore in 2013. A co-founder tells the story: meetups, a tax visit, 2018, and the Supreme Court.
- Basics
Bitcoin wallet in India: exchange account vs your own wallet, explained simply
You can keep Bitcoin on a platform that holds the keys for you, or in your own wallet. Here is what each means in India, and the recovery phrase rules.
- Safety
Unocoin review 2026: fees, KYC, SBP and what a co-founder will not tell you to do
An honest Unocoin review by its co-founder: who runs it, KYC, every fee, the ₹10 Systematic Buying Plan, withdrawals, and what to check for yourself.
- Bitcoin SIP
Should you continue a Bitcoin SIP when the market falls? What the plan does, and what we lived through
When Bitcoin falls, a fixed-rupee SIP buys more sats per rupee. It cannot tell you whether to continue. How to decide, and what 2018 looked like from inside.
- Law
Bitcoin India mein kab aaya? A short history from 2013 to 2026
Bitcoin India mein 2012 ke aaspaas meetups se aaya, aur 2013 mein pehla Bitcoin platform shuru hua. Here is the timeline to 2026, from someone who was there.
- Basics
Bitcoin mining in India: how it works, and what our meetup group learned trying it
Bitcoin mining secures the network and issues new coins on a fixed schedule. How it works, why the reward halves, and why most Indians buy sats instead.
- Safety
Indian crypto exchange hacks: a factual history and what each one teaches
WazirX lost over $230 million in July 2024 and CoinDCX about $44 million in July 2025. A factual history of Indian exchange hacks and what users control.
- Basics
How many bitcoins are there? The 21 million cap, explained
There will only ever be 21 million bitcoin. Here is where that limit lives, how new coins appear, and why you never need to buy a whole one.
- Tax and TDS
Got an income tax notice for crypto? What it usually means and what to do
Most crypto tax notices come from a mismatch between your ITR and what platforms reported. Read it calmly, verify it on the portal, gather records, call a CA.
- Our story
The RBI's first Bitcoin warning, 24 December 2013: what it said, and our first week
On 24 December 2013 the RBI cautioned users of virtual currencies, including Bitcoin, about five kinds of risk. What it said, and what launch week looked like.
- हिंदी
बिटकॉइन कैसे खरीदें: भारत में पहली बार खरीदने के 4 आसान स्टेप
भारत में बिटकॉइन खरीदने के 4 स्टेप: अकाउंट बनाएं, PAN और Aadhaar से KYC, IMPS या NEFT से पैसे जोड़ें, फिर खरीदें या ₹10 से SBP शुरू करें।
- Law
Why was Binance blocked in India? The FIU-IND story from 2023 to 2026
Binance and other offshore platforms were blocked in India for serving Indian users without FIU-IND registration under anti-money-laundering law. The timeline.
- हिंदी
भारत में बिटकॉइन का इतिहास: बैंगलोर की मीटअप से सुप्रीम कोर्ट तक, Unocoin के सह-संस्थापक की ज़ुबानी
2013 में बैंगलोर से शुरुआत, पहले हफ़्ते में टैक्स विभाग, 2018 में बैंकों का बंद दरवाज़ा, और 4 मार्च 2020 का फ़ैसला। भारत के बिटकॉइन इतिहास की कहानी।
- Safety
Crypto scams on WhatsApp and Telegram in India: the patterns and the one rule
WhatsApp and Telegram crypto scams follow three patterns: profit-promise groups, fake support, fake apps. One rule beats all three. If it happened, call 1930.
- Bitcoin SIP
Bitcoin SIP vs mutual fund SIP: what's the same and what isn't
A Bitcoin SIP and a mutual fund SIP share the same habit: a fixed rupee amount on a schedule. Regulation, tax, recourse and volatility are very different.
- Safety
WazirX refund and recovery tokens: where things stand, in plain words
After the July 2024 breach, a Singapore court approved WazirX's amended scheme: 85.5% of portfolio value paid first, 14.5% through recovery tokens. The facts.
- Basics
Bitcoin halving explained: what it is, when the next one is, and what it does not tell you
A Bitcoin halving cuts the new-coin reward in half every 210,000 blocks. The last was April 2024; the next is expected in 2028. It is not a price signal.
- Tax and TDS
Crypto gift tax in India: is gifting Bitcoin taxable?
Bitcoin received as a gift is taxable if gifts from non-relatives exceed ₹50,000 in a year. Gifts from relatives are exempt. The giver's side is unsettled.
- Bitcoin SIP
₹10 a day in Bitcoin: what a tiny daily plan actually does
₹10 a day is ₹3,650 a year across 365 small buys, with ₹0 SBP fees on Unocoin. What it buys in sats, how it is taxed, and what it cannot promise.
- Our story
IAMAI vs RBI case summary: the crypto judgment, and the co-founder the court asked to see
On 4 March 2020 the Supreme Court set aside the RBI's crypto banking ban on proportionality grounds. A plain summary, and the human side of the case.
- Law
The RBI's 2018 crypto circular: what it said, what it did, and why it no longer applies
The RBI's 6 April 2018 circular cut crypto businesses off from banks. The Supreme Court set it aside on 4 March 2020, and RBI said in 2021 it can't be cited.
- How to buy
Can you buy Bitcoin with 100 rupees in India? Yes. Here is exactly what you get
Yes, you can buy Bitcoin with ₹100 in India. On Unocoin you can start from ₹10. What ₹100 buys in sats, the fees on small buys, and how to start.
- Safety
Crypto fraud? Call 1930 and file at cybercrime.gov.in: the first hour, step by step
If you are hit by crypto fraud in India, call 1930 right away, then file at cybercrime.gov.in. What to keep ready, and what can be frozen.
- Basics
What is Bitcoin, in simple words, for someone in India
Bitcoin is digital money no company or government issues, with a fixed limit of 21 million coins, divisible into tiny units you can buy from ₹10.
- Safety
How to check FIU registration of a crypto exchange (in five minutes)
Find FIU-IND's published list of registered VDA service providers, match the legal entity name behind your app, then run four more checks. Five minutes.
- हिंदी
बिटकॉइन या सोना? एक भारतीय सवाल, सीधे जवाब के साथ
बिटकॉइन और सोना दोनों कमी (scarcity) पर टिके हैं, पर जोखिम और नियम बिल्कुल अलग हैं। एक भारतीय परिवार के नज़रिए से तुलना, सलाह नहीं।
- हिंदी
₹100 से बिटकॉइन कैसे खरीदें: पूरा तरीका, फ़ीस और टैक्स के साथ
हाँ, ₹100 से बिटकॉइन खरीद सकते हैं, और SBP से ₹10 से भी। ₹100 में कितने सातोशी मिलते हैं, फ़ीस कितनी लगती है, और शुरुआत कैसे करें।
- Law
The Supreme Court crypto judgement of 2020, explained by someone who was in the fight
On 4 March 2020 the Supreme Court set aside the RBI's 2018 crypto banking ban as disproportionate. What it decided, what it did not, and why it still matters.
- Basics
What is a satoshi, and how much is 1 satoshi in rupees?
A satoshi is the smallest unit of Bitcoin: 1 Bitcoin is 10 crore sats. Here is how to work out sats per rupee and why the sat is the unit to think in.
- Law
What FIU registration means: 'reporting entity under the PMLA' for a crypto exchange, and for you
FIU-IND registration makes a crypto platform a reporting entity under India's anti-money-laundering law: KYC, records, reporting. It is not a licence.
- How to buy
Bitcoin for beginners in India: seven mistakes first-time buyers make, and the fix for each
Buying a token instead of Bitcoin, sharing an OTP, ignoring tax, going all in, never testing a withdrawal. Seven beginner mistakes and how to avoid them.
- Law
Cryptocurrency India mein legal hai ya nahi? Seedha jawab, Unocoin ke co-founder se
Seedha jawab: India mein Bitcoin aur crypto rakhna ban nahi hai. Tax lagta hai, platforms FIU-IND mein registered hote hain, lekin crypto unregulated hai.
- Our story
The RBI crypto ban of 2018, from inside an Indian exchange
On 6 April 2018 the RBI cut crypto businesses off from banks. What the circular said, and what it was like inside Unocoin until the 2020 judgment.
- Law
Bitcoin kya hai? A plain answer for India, and whether it is legal here
Bitcoin kya hai? Digital money that no company or government issues, capped at 21 million coins. Here is how it works, and its legal and tax status in India.
- Bitcoin SIP
Daily vs weekly vs monthly Bitcoin SIP: what actually changes
Daily, weekly or monthly, a Bitcoin SIP buys the same asset. Frequency changes the number of buys and how smooth your average price is, not the risk.
- Law
FIU registered crypto exchange list in India: what it means, and how to use it
FIU-IND keeps the official list of registered crypto platforms in India. What registration means, what it does not promise, and how to use it.
- Our story
Bitcoin meetups in Bangalore: how a coffee-shop group ended up at the Leela Palace
Bangalore's Bitcoin meetup began around 2012 in coffee shops, moved to the Leela Palace, and launched Unocoin in December 2013. How it worked.
- Tax and TDS
Is TDS on crypto refundable? How to claim the 1% back in your ITR
The 1% crypto TDS is not a fee. It is tax paid on your behalf, credited in your ITR, and if it exceeds your total tax for the year it can be refunded.
- How to buy
Bitcoin price in India: why 1 Bitcoin costs a different amount on every Indian app
There is no single Bitcoin price in India. Each app quotes its own rupee price, so compare the final amount you pay, fees and GST included.
- Safety
Fake crypto apps and websites in India: how to spot one before you deposit
Spot a fake crypto app in India: check the company on FIU-IND's list, type the website yourself, and walk away from anyone rushing you to deposit.
- Safety
Is Unocoin safe? What you can verify yourself, from a co-founder who is not neutral
Unocoin is registered with FIU-IND under the PMLA and has operated since 2013. What you can check, and what is only Unocoin's word.
- हिंदी
बिटकॉइन वॉलेट क्या है? एक्सचेंज अकाउंट और अपना वॉलेट, आसान भाषा में
बिटकॉइन वॉलेट वह जगह है जहाँ आपकी चाबी रहती है, सिक्के नहीं। एक्सचेंज अकाउंट और अपने वॉलेट का फ़र्क, और रिकवरी फ़्रेज़ के तीन नियम।
- Tax and TDS
Crypto futures tax in India: why F&O on crypto is not the same as spot Bitcoin
Spot Bitcoin has clear tax rules in India: 30%, 1% TDS, no loss set-off. Crypto futures and options do not. What is settled, what is not, and what to ask a CA.
- Tax and TDS
Can you set off crypto losses in India? No, and here is what that means for you
In India, crypto losses cannot be set off against any other income, even gains on another coin, and cannot be carried forward. Worked examples inside.
- Basics
Bitcoin vs gold: a very Indian question, answered without a sales pitch
Bitcoin and gold share scarcity, but they are different things with different risks. A plain comparison for Indian families who already trust gold.
- Tax and TDS
1% TDS on crypto in India: who deducts it, when, and how you get it back
1% TDS on crypto is deducted from the sale value when you sell, credited to your PAN, and claimed in your ITR. Thresholds, who deducts, and how to get it back.
- Basics
What is a seed phrase? The 12 or 24 words that own your Bitcoin
A seed phrase is the 12 or 24 words that can rebuild your Bitcoin wallet. Whoever has them owns the Bitcoin. How it works, and the one rule.
- Our story
India's first Bitcoin exchange: what 13 years of Unocoin taught us
Unocoin, launched in Bangalore in December 2013, was India's first Bitcoin platform. What 13 years of tax raids, bans, a court win and new rules taught us.
- Tax and TDS
Crypto par kitna tax lagta hai? 30% tax aur 1% TDS, rupee examples ke saath
Crypto profit par flat 30% tax plus 4% cess lagta hai, bechne par 1% TDS katta hai, aur loss set off nahi hota. Aasan Hinglish mein, rupee examples ke saath.
- How to buy
Crypto KYC in India: why every app asks for PAN and Aadhaar, and how to do it safely
Indian crypto platforms must do KYC under the PMLA. You verify PAN and Aadhaar inside the app, never in a chat. What happens, step by step.
- Tax and TDS
Crypto tax calculator for India: how to calculate tax on Bitcoin profit, step by step
To calculate crypto tax in India: sale value minus cost, times 30%, plus 4% cess, minus the 1% TDS already deducted. Three worked examples.
- हिंदी
बिटकॉइन क्या है? आसान भाषा में, भारत के पहले बिटकॉइन एक्सचेंज के सह-संस्थापक से
बिटकॉइन ऐसा डिजिटल पैसा है जिसे कोई एक कंपनी या सरकार जारी नहीं करती। कुल 2.1 करोड़ ही बनेंगे, और ₹10 से भी इसका छोटा हिस्सा लिया जा सकता है।
- Tax and TDS
Budget 2025's crypto changes, now live: section 285BAA and the wider VDA definition
Section 285BAA, from Budget 2025, makes platforms report crypto transactions. It took effect 1 April 2026 with a wider VDA definition. 30% and 1% TDS stay.
- Law
Is Bitcoin banned in India? No. What the RBI tried in 2018, and why it did not stick
Bitcoin is not banned in India. The RBI's 2018 circular cut banks off from crypto firms, and the Supreme Court set it aside in March 2020. What happened.
- हिंदी
सातोशी क्या है? 1 बिटकॉइन में 10 करोड़ सातोशी का मतलब
सातोशी बिटकॉइन की सबसे छोटी इकाई है। 1 बिटकॉइन = 10 करोड़ सातोशी। रुपये में सातोशी कैसे गिनें, और सातोशी में सोचना क्यों आसान है।
- Tax and TDS
Schedule VDA in ITR: how to report Bitcoin, field by field, before the 31 August deadline
Schedule VDA is where you report Bitcoin sales in ITR-2 or ITR-3. What to enter for each sale, how to show losses and TDS, and what to do if you missed 31 July.
- How to buy
Best app to buy Bitcoin in India? The checklist I would use instead
Before you pick a Bitcoin app in India, check FIU-IND registration, Bitcoin withdrawals, the full fee table, custody, track record and support.
- Basics
How to withdraw Bitcoin from an Indian exchange to your own wallet
Copy your wallet's receive address, check it, send a small test, then the rest. How to withdraw Bitcoin from an Indian exchange without losing it.
- Tax and TDS
Crypto tax in India: 30% on gains, 1% TDS, and what you actually owe
India taxes crypto gains at a flat 30% plus cess, deducts 1% TDS on sales, and does not let you set off losses. A plain walk-through with rupee examples.
- Our story
Who founded Unocoin? The story from one of the four co-founders
Unocoin was founded in Bangalore in December 2013 by Sathvik Vishwanath, Harish B V, Abhinand Kaseti and Sunny Ray. Here is how it started, from one of us.
- Basics
Who is Satoshi Nakamoto? What we know, what we don't, and why our AI guide carries the name
Satoshi Nakamoto is the pseudonymous author of the Bitcoin paper. Nobody has proven who they are. What is known, and why it matters less than you think.
- Tax and TDS
Missed the 31 July ITR deadline with crypto sales? What to do now
Missed 31 July with crypto sales? Check if your date was 31 August, ask a CA about a belated return, and report every sale in Schedule VDA.
- How to buy
How to buy Bitcoin in India: the four steps, from someone who built the first exchange
To buy Bitcoin in India: open an account, finish KYC with PAN and Aadhaar, add rupees by IMPS or NEFT, then buy once or start a plan from ₹10.
- Law
Is Bitcoin legal in India? Yes, it is not banned. Here is the 2026 answer, with the documents
Buying, holding and selling Bitcoin in India is not banned. It is taxed, unregulated as an asset, and platforms must register with FIU-IND.